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UC SHIP Changes for 2024-2025

Lyra Health Discontinued

UC SHIP will no longer cover services with Lyra Health as of August 1, 2024. If you're currently in care or would like to connect with a behavioral health provider, visit Mental Health Support with Lyra for more information.

UC SHIP Premiums for Academic Year 2024-2025

Academic Level

Current QTRLY Rate

AY24/25 QTRLY Rate

Difference

Undergraduates

$753

$898

$145 increase

Graduates

$1470

$1881

$411 increase

The notable surge can be attributed to unparalleled usage and inflation in healthcare reimbursement. For the 2022-2023 period, the SHIP plan is experiencing a deficit statewide. While the financial modeling conducted by our actuarial team was thorough, the expenses surged dramatically post-pandemic. Healthcare providers and facilities have significantly escalated their reimbursement rates over the past few years, with healthcare inflation playing a substantial role in this uptick.

Several significant expenses contribute to the heightened premiums:

  • Excessive utilization of Emergency Room services.
  • Increased reliance on mental health referrals within the community.
  • Elevated usage of high-cost formulary drugs.
  • A significant rise in specialty care referrals. Once again, post-pandemic, we're witnessing a pronounced uptick in students requiring advanced care, with more students attending remotely from beyond our campus vicinity.

For additional information visit: What to Know about UC SHIP Premium Changes for 2024-25 | UC San Diego (myucship.org)